Medicare Part D, picked the right way. Free, by a pharmacist who reads your medication list.
The plan with the lowest premium is almost never the cheapest. We run every Part D plan available in Forrest, Lamar, and surrounding counties against your actual medication list and find the one with the lowest total annual cost. Free of charge. No kickbacks. Open enrollment runs October 15 to December 7.
I run your plan review personally, against your real medication list, with no kickbacks from any insurer.
Mike Acheampong, PharmD, Owner
Prefer to talk? 601-544-487130 minute consultation · Free regardless of where you fill · Annual re review at no charge
Insurance advocacy help
Prior authorization, Medicare Part D plan selection, appeals, formulary review, cost optimization. We do this for free for Fairview patients.
Typical response: Within 1 business day
How the Review Works
Three steps. The pharmacist does the math.
Bring us your medication list
Either give us the list, or we already have it on file if you fill at Fairview. We need it because the right Part D plan depends on what you take, not on which plan has the lowest premium.
We run every available plan
Dr. Mike or a Fairview pharmacist runs your full medication list through Medicare's plan comparison tool. We compare premium, deductible, copay tiers, and donut hole impact across all plans in your county.
You pick. We help you enroll.
We give you a one page summary of the top three options with annual out of pocket projections. You make the call. If you want help enrolling, we walk you through it. No upcharge, no kickback.
What We See Every Year
Four expensive mistakes we catch in 80% of reviews.
Most patients on Part D have not had their plan reviewed since the year they enrolled. That is usually three to five years of overpaying.
Picking the cheapest premium without checking the formulary
A $0 premium plan can cost you $4,000 a year if it does not cover your medication. We catch that before you enroll.
Auto renewing without reviewing
Every plan changes its formulary and copay tiers every January. The plan that was best last year may not be best this year. We re run the comparison annually for free.
Trusting the call center
Insurance call centers are paid to sell plans, not to optimize your costs. We have no incentive to push any specific plan. We just want you on the right one so you stay our patient.
Skipping the donut hole math
The Part D coverage gap (donut hole) hits patients on expensive medications hard. We project your total annual cost including the gap, not just the monthly premium.
Real Example
A typical Part D mismatch costs around $1,800 a year.
What patients often pick
The $0 premium plan
$2,400
Annual out of pocket with their actual medication list.
What the review finds
The right plan for their medications
$600
Including a higher premium but much lower copays.
Illustrative example. Actual savings vary widely. Reviews typically find $500 to $4,000 in annual savings, with patients on 5+ medications seeing the largest improvements.
“Medicare Part D is the single most common place we save people meaningful money. The system is designed to look simple from the marketing side and to be complicated from the actual claim side. A pharmacist who reviews your medication list against the formularies catches what the salesperson does not. We do this every fall for hundreds of patients, and the numbers are not subtle.”
Common Questions
Part D questions answered plainly.
When is Medicare Part D open enrollment?
Annual Medicare open enrollment runs October 15 through December 7. Plan changes you make during this window take effect January 1 of the following year. Outside open enrollment, you can change plans only under specific circumstances (Special Enrollment Period for moving, losing other coverage, becoming eligible for Extra Help, etc.).
How much does the plan review cost?
Zero. The review is free for anyone, whether you currently fill at Fairview or not. We invest the time because patients who land on the right plan tend to stay our patients. It is good for them and good for us.
How long does the review take?
About 30 minutes total. We need 10 to 15 minutes with you to confirm your medication list and ask about any anticipated changes. We do the comparison work on our own time and follow up with results within 1 to 2 business days.
Can you review Medicare Advantage plans too?
Yes. Many Medicare Advantage plans include Part D drug coverage (MAPD plans). The review compares those alongside standalone Part D plans. Note that Advantage plans cover more than drugs (doctor visits, hospitalizations, etc.), so the full plan decision involves more than pharmacy. We give you the pharmacy lens; your physician or a SHIP counselor can weigh in on the medical side.
What if my medication changes mid year?
If you start a new medication that the plan does not cover well, we can submit a formulary exception request on your behalf. If the new medication is a major change (new specialty drug, etc.), we can flag whether a Special Enrollment Period applies. We help patients navigate this every year.
Do I have to switch pharmacies to use this service?
No. The review is free regardless of where you fill. That said, patients who fill at Fairview get faster follow up because we already have their medication history on file and we can iterate quickly when something changes.
Can you help with Extra Help / Low Income Subsidy applications?
Yes. We help patients apply for the Low Income Subsidy (Extra Help), Medicare Savings Programs, and patient assistance programs from drug manufacturers. These programs can reduce or eliminate prescription costs for eligible patients. We do the paperwork at no charge.
Open enrollment closes December 7. Most reviews uncover real savings.
30 minutes of your time. Free of charge. Done by a pharmacist, not a call center.